Terms and Conditions

By accessing and using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.

If you do not agree with any part of these terms, you must not use our website or services.

Your use of our financial planning subscription service is subject to the following conditions:

• You must be at least 18 years old to use our services
• You must provide accurate and complete information during registration
• You are responsible for maintaining the confidentiality of your account information
• You must use our services only for lawful purposes and in accordance with these terms

As a user of our services, you agree to:

• Provide accurate, current, and complete information during consultations
• Notify us promptly of any changes to your personal or financial circumstances
• Use our services responsibly and not attempt to disrupt or interfere with our systems
• Respect the intellectual property rights of mirathorivexo and third parties

You may not use our services to:

• Engage in any unlawful, fraudulent, or deceptive activities
• Attempt to gain unauthorized access to our systems or other users' accounts
• Upload, transmit, or distribute viruses or other harmful computer code
• Reverse engineer, decompile, or attempt to extract source code from our services
• Use our services to compete with us or create similar services

All content, features, and functionality of our website and services, including but not limited to text, graphics, logos, software, and design, are owned by mirathorivexo and are protected by copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our services or content without our express written permission.

Any feedback or suggestions you provide about our services may be used by us without any obligation to compensate you.

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Our services provide analytical reviews and consultations for informational purposes only and do not constitute professional financial advice as regulated under Australian financial services legislation.

We make no representations or warranties about the accuracy, completeness, or suitability of any information provided through our services.

To the maximum extent permitted by law, mirathorivexo shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Our total liability to you for any claims related to our services shall not exceed the amount paid by you for our services in the 12 months preceding the claim.

You agree to indemnify, defend, and hold harmless mirathorivexo from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

You may terminate your subscription at any time with 30 days' notice. We may terminate your access to our services immediately if you violate these terms.

Upon termination, your right to use our services will cease immediately, though certain provisions of these terms will survive termination.

These terms and any disputes arising from your use of our services are governed by the laws of Australia and the state/territory where our business is registered.

We may modify these terms at any time by posting updated terms on our website. Material changes will be communicated through email or prominent website notices.

Your continued use of our services after changes constitutes acceptance of the modified terms.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

These terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and mirathorivexo regarding your use of our services.